Learn about Stoney Creek Advisors

Plan smarter today. Sleep better tonight. Make memories tomorrow.

At Stoney Creek Advisors in Rochester Hills Michigan, we are honored to be a part of each client’s journey. You work hard to care for your family, plan for your future, and reach your dreams—let us help you achieve them.

Our fiduciary advisors have more than 60 years of combined experience in the finance industry. We partner with you to share that expertise, making the important financial decisions today that will pave the way for your best future.

At Stoney Creek Advisors, we believe in the 5 Fs:


means putting your interests first—always


on building and protecting your wealth


to choose any product or solution that makes the most sense for you

Forward Thinking

as we plan for your future


that’s how we treat our clients


SCA offers financial planning at an affordable hourly rate, including:

  • Insurance Review
  • Estate Plan Review
  • Retirement Account/Portfolio Review & Analysis
  • Retirement Cash Flow Analysis
  • Comprehensive Financial Planning
  • 401K Management


Portfolio management for your retirement and brokerage accounts. We select your investments based on your tolerance for risk, liquidity needs, investment time horizon, and goals. Then, we monitor and adjust your portfolio in response to market conditions.


Building your wealth isn’t enough. We need to protect it from things like premature death, illness, disability, and outliving your money. We do this by finding the right insurance product for our client, whether that’s a feature-rich life insurance or disability policy or an annuity. We shop around to get you the best coverage.

Meet Our Team

William A. Waggoner II

Partner/Chief Compliance Officer

Bill has 25 years’ experience in the Financial Services Industry as a branch manager, compliance officer, and financial adviser. He specializes in retirement planning, estate preservation, and long-term care planning. Bill grew up in Michigan, and after high school, he spent eight years in Arizona. Given his love of water and boating, he returned to the Great Lakes area. He currently lives in Troy, MI. His hobbies include reading, gardening, and boating. Bill has a Master’s of Science in Finance from Walsh College and is an adjunct professor of Economics at Oakland Community College. He is also a member of the Rochester Rotary.

Peter Mitroff


Pete is an independent, fiduciary financial adviser, managing the diverse financial needs of business owners and individuals since 1996. He specializes in advising individuals on financial goal planning from accumulating assets during working years to establishing reliable income streams in retirement. Pete was born, raised, and educated in Michigan, where he and his wife, Amy, are now raising their four children. As a former PGA professional, Pete’s heart is on the golf course, but he also plays an active role within the Rochester community, supporting many organizations, including Salvation Army, American Red Cross, and the Rochester Chamber of Commerce.

Heather Bonner

Office Manager

Heather’s years as an office assistant, stage manager/director, and college instructor have contributed to her strong conviction in personal reliability and her passion for organization and streamlined processing. Perhaps unorthodox for the industry, she received both her Bachelor’s and Master’s in English from Oakland University. She is the author of a series of fantasy novels called the “Realm Riders” series under the pen name Heather Ashle. She also plays an active role in the Cystic Fibrosis research community.

Julia Root


Julia Root is elated to work as Stoney Creek Advisors’ Paraplanner. She’s a native Michigander, born and raised. She started her first job at 16 and worked her way up to management in an outlet store at Great Lakes Crossing mall. She enjoyed it so much that she stayed for six years until her desire to find an opportunity that aligned with her degree and long-term goals became a priority. She decided to pursue finance because she’s passionate about helping people make smart decisions with their money. She does not believe money can buy happiness, but she learned at a young age that achieving happiness can be much more challenging without financial stability. She’s training to become SCA’s Financial Planner, which will allow her to help others realize financial stability and improve their quality of life.

Proud To Give Back

Upcoming Outreach

Stoney Creek Advisors of Rochester Hills Michigan takes pride in our connection to our Community, and we love to give back to those who are making a difference within it! If you would like to join us in our efforts, please contact us or visit our Facebook page!

Past Outreach

Check out our past outreach within the community!

Ready to take the next step?